Cookie Policy

1. Introduction

This Cookie Policy explains how Sanare Lab Ltd ('we', 'us', 'our') uses cookies and similar tracking technologies on coveragefinderusa.com (the 'Website'), an informational and advertising website about U.S. auto insurance.

Read this Policy together with our Privacy Policy, which explains more broadly how we handle personal information, and with our Do Not Sell or Share My Personal Information page, which is the fastest way for U.S. residents to opt out of advertising cookies.

We are registered in the United Kingdom and our Website is directed to U.S. residents. We therefore apply the requirements of the CCPA/CPRA and other U.S. state privacy laws for U.S. visitors, and the UK GDPR, EU GDPR and ePrivacy Directive where they apply.

2. What Are Cookies?

A cookie is a small text file that a website stores on your browser or device when you visit. Cookies are widely used to make websites work, to remember your choices, and to give site owners information about how their site is used.

We also use technologies that work in a similar way:

• Pixels and web beacons — tiny transparent images or script tags that signal when a page has been viewed or an action completed
• Local storage and session storage — browser-based storage used to keep state between pages, including your Quiz progress
• Tracking scripts — JavaScript that records interaction events and passes them to analytics or advertising platforms
• URL parameters — click identifiers appended to links, used to attribute a visit to a specific advertising campaign

Throughout this Policy we refer to all of these collectively as 'cookies'.

3. How Consent Works — and Why It Differs by Region

Cookie rules differ between the United States and Europe, and our banner behaves differently depending on where you are:

4. Cookies We Use

4.1 Strictly Necessary Cookies

These are required for the Website to function and cannot be switched off. They do not require consent in any jurisdiction.

4.2 Analytics Cookies

These help us understand which guides are read, where visitors drop out of the Quiz, and how to improve the Website. The data is aggregated and pseudonymous.

4.3 Advertising and Retargeting Cookies

These are placed by our advertising partners to measure the results of our campaigns, attribute conversions, cap how often you see an ad, and show you relevant ads on other websites. They may be combined with data those partners hold about you from other sites.

4.4 Affiliate and Campaign Tracking

We operate our own self-hosted tracking system to attribute visits and conversions to the correct campaign and to detect invalid traffic. Data stays within our own infrastructure and is not sold.

5. Managing Your Preferences on This Website

5.1 The Consent Banner

On your first visit you will see our cookie banner. It:

• Lets you accept all, reject all, or choose category by category
• Makes rejecting as easy as accepting, with no pre-ticked boxes
• In the EEA and the United Kingdom, appears before any non-essential cookie is set

5.2 Changing or Withdrawing Your Choice

You can change your mind at any time:

• Click 'Cookie Settings' in the footer of any page
• Use the Do Not Sell or Share page if you are in the United States
• Enable Global Privacy Control in your browser (see Section 8)
• Clear cookies in your browser, which also resets your stored preference

Withdrawing consent does not affect the lawfulness of processing carried out before you withdrew it.

5.3 Consent Records

We keep a record of each choice, containing:

• A unique consent identifier
• The date and time the choice was made
• Which categories were accepted or rejected
• The version of this Cookie Policy in force at the time

These records are kept for three years as evidence of compliance.

6. Managing Cookies in Your Browser

7. Industry Opt-Out Tools

Alongside our banner, you can use industry-wide tools to limit interest-based advertising across many websites at once:

These tools stop personalised targeting. You will still see ads, just less relevant ones.

8. Global Privacy Control and Do Not Track

Global Privacy Control (GPC) is a browser-level signal telling websites you do not want your personal information sold or shared. We detect and honour GPC. When we receive a GPC signal we automatically treat it as an opt-out of the sale and sharing of personal information for that browser, suppress advertising tags, and record the opt-out in the us_optout cookie. We apply this to all U.S. visitors, not only those in states where honouring GPC is legally mandatory.

Because the signal is tied to the browser, you need to enable it separately on each browser and device. Some browsers, such as Brave and Firefox, can send it by default. More information at globalprivacycontrol.org.

Do Not Track (DNT) is an older browser setting for which no common industry standard was ever agreed. We do not change our practices in response to a DNT header. Use GPC or our banner instead.

9. Third-Party Cookies and External Links

Some cookies described in Section 4 are set by third parties. We do not control how those companies use the data they collect, and their own policies apply. We suggest reviewing them directly:

10. Updates to This Cookie Policy

We may update this Policy to reflect changes in:

• The cookies and technologies we use
• Legal requirements in the United States, the United Kingdom or the EU
• Our advertising partners or campaign infrastructure

When we make a material change we will revise the 'Last Updated' date and, where required, present the banner again to collect a fresh choice.

11. Contact Us

Sanare Lab Ltd
Kemp House, 160 City Road
London, EC1V 2NX
United Kingdom

Email: privacy@coveragefinderusa.com

If you are not satisfied with our response, you may complain to:

• California — California Privacy Protection Agency, cppa.ca.gov
• Other U.S. states — your State Attorney General, naag.org/find-my-ag
• United Kingdom — Information Commissioner's Office, ico.org.uk
• EEA — the data protection authority of your country, edpb.europa.eu